Terms of service.

These Terms of Service ("Terms") form a binding agreement between you and [Demark Davis Holdings LLC] ("we", "us", "our"). They govern your use of [demarkdavismedia.com] and any related sites, content, products, programmes, events, and services we operate (together, the "Services").

By accessing the Services, creating an account, purchasing a product, or submitting a form, you accept these Terms. If you do not agree, do not use the Services.

The Services include several distinct brands operated by or affiliated with us:

• Market Titans — trading education and related programmes.
• Warrior Protocol — men's wellness and supplement products.
• Demark Davis Media — content, media, speaking, and events.
• Real estate and investment activity — informational content and partnership enquiries.

Some brands operate on separate platforms with their own terms and checkout. Where a separate agreement applies to a specific product, that agreement controls for that product and these Terms apply to everything else.

You must be at least 18 years old and able to form a binding contract to use the Services. Some products may carry additional age or jurisdiction requirements.

If you create an account, you are responsible for the accuracy of your information, for keeping your credentials confidential, and for all activity under your account. Accounts are personal to you and may not be shared, sold, or transferred.

Any examples, charts, case studies, or scenarios are illustrative. They are not a prediction, and they do not represent advice tailored to your circumstances.

Before deciding to trade or invest, carefully consider your objectives, level of experience, and risk appetite, and seek independent advice if you have any doubt.

Individual results vary. Nothing on the Services promises a specific health, fitness, or physiological outcome.

Prices are listed in [US dollars] and exclude applicable taxes unless stated otherwise. By purchasing, you authorise us and our payment processors to charge your chosen payment method for the total amount shown at checkout.

Where a product is offered on a subscription or payment plan, you authorise recurring charges at the stated interval until you cancel. Renewal pricing, billing dates, and cancellation instructions are disclosed at the point of purchase and in your receipt.

We may change pricing at any time. Changes do not affect an order already placed, and for active subscriptions we will give [30 days] notice before a price change takes effect.

Digital products, courses, and programmes: [state your policy — for example, a 14-day refund window from purchase, provided no more than X% of the material has been accessed]. Requests are made by emailing [[email protected]].

Physical products: [state your policy — for example, unopened items may be returned within 30 days of delivery; opened supplements cannot be returned for health and safety reasons]. Return shipping is [the customer's responsibility].

Events and live sessions: [state your policy — for example, tickets are transferable but non-refundable within 14 days of the event].

Subscriptions: you may cancel at any time; cancellation stops future billing and access continues to the end of the paid period. Partial periods are not refunded unless required by law.

When you purchase a course, programme, or other digital product, we grant you a limited, personal, non-exclusive, non-transferable, revocable licence to access and use that product for your own individual, non-commercial use.

You may not:

• Share, resell, sublicense, rent, or distribute the material.
• Record, screenshot, download, or reproduce material except where we expressly allow it.
• Share your login with any other person, or use it in a group or classroom setting.
• Use the material to build or market a competing product or service.

Breach of this section may result in immediate termination without refund, in addition to any other remedies available to us.

Dates, times, formats, and speakers may change. We may reschedule or move an event online where necessary; where we cancel an event outright and cannot offer a comparable alternative, we will [refund the ticket price].

Live sessions may be recorded. By attending, you consent to being recorded and to our use of that recording — including your voice, image, and questions — for educational and promotional purposes, without further compensation.

Submitting a partnership or opportunity enquiry does not create any partnership, joint venture, agency, fiduciary, or employment relationship, and does not obligate either party to proceed. Unsolicited submissions are reviewed at our discretion and may be declined without explanation.

Testimonials, reviews, and case studies displayed on the Services reflect the individual experience of the person who gave them and are shared with permission. Individual results vary and are not typical.

Nothing in a testimonial constitutes a guarantee, promise, or projection of any result you may achieve. Your outcome depends on factors outside our control, including your effort, experience, capital, market conditions, and personal circumstances.

If you submit content to us — a testimonial, review, comment, question, video, or enquiry — you confirm you own it or have the right to share it, and you grant us a worldwide, royalty-free, non-exclusive licence to use, reproduce, edit for length, and display it in connection with the Services and our marketing.

You may withdraw a testimonial at any time by contacting us, and we will remove it from our own properties within a reasonable period. We are not obliged to publish, retain, or monitor any submission.

All content on the Services — text, video, audio, graphics, course materials, frameworks, logos, and brand names including Market Titans, Warrior Protocol, and Demark Davis Media — is owned by us or our licensors and protected by intellectual property law.

Except for the limited licence in section 09, no rights are granted to you. You may not copy, adapt, republish, or create derivative works from our material without our prior written permission.

You agree not to:

• Use the Services for any unlawful, fraudulent, or harmful purpose.
• Impersonate any person or misrepresent your affiliation with anyone.
• Interfere with, disrupt, or attempt to gain unauthorised access to the Services.
• Scrape, harvest, or use automated means to collect data from the Services.
• Post content that is defamatory, abusive, obscene, or infringes anyone's rights.
• Resell or commercially exploit any part of the Services without our written consent.

The Services link to third-party sites, platforms, brokers, and tools we do not control, including payment processors, course platforms, and social networks. We are not responsible for their content, practices, or terms, and a link is not an endorsement.

Where we participate in an affiliate or referral arrangement, we may earn a commission. This never changes the price you pay, and it does not alter our obligations under these Terms.

By providing your email address or phone number, you consent to receive transactional messages relating to your account or purchase, and — where you have opted in — educational content, event announcements, and occasional promotional messages.

You may unsubscribe from marketing at any time using the link in any email or by replying STOP to any SMS. Transactional messages relating to an active purchase cannot be opted out of. Message and data rates may apply. See our Privacy Policy for how we handle your data.

We may suspend or terminate your access to any part of the Services at any time, with or without notice, if you breach these Terms, if we suspect fraudulent or abusive activity, or if we discontinue a product.

You may stop using the Services at any time. Sections that by their nature should survive termination — including intellectual property, disclaimers, limitation of liability, indemnification, and governing law — continue to apply.

The Services are provided "as is" and "as available", without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

We do not warrant that the Services will be uninterrupted, secure, error-free, or that any content is accurate, complete, or current. Access may be suspended for maintenance or for reasons outside our control.

To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, capital, data, goodwill, or trading losses, arising out of or relating to your use of the Services — whether based in contract, tort, or any other theory, and even if we have been advised of the possibility.

Our total aggregate liability for any claim relating to the Services will not exceed the greater of (a) the amount you paid us in the [twelve months] before the claim arose, or (b) [US$100].

Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you. Nothing in these Terms limits liability that cannot lawfully be limited.

You agree to indemnify and hold harmless [Demark Davis Holdings LLC], its officers, employees, contractors, and affiliates from any claim, liability, loss, or expense (including reasonable legal fees) arising from your use of the Services, your breach of these Terms, or your violation of any law or third-party right.

These Terms are governed by the laws of [the Commonwealth of Massachusetts, USA], without regard to conflict-of-law principles.

Before starting formal proceedings, you agree to contact us and attempt to resolve the dispute informally for at least [30 days]. If unresolved, [any dispute will be resolved by binding individual arbitration in [County, State] under the rules of [arbitration body], and you and we each waive the right to a jury trial and to participate in a class action] — or [the courts of [County, State] will have exclusive jurisdiction].

Choose one of the two bracketed options above with your attorney and delete the other. Arbitration and class-waiver clauses are enforceable only if drafted and presented correctly.

We may update these Terms from time to time. The "Updated" date at the top of this page shows the most recent revision. Material changes will be notified by email or by a prominent notice on the Services before they take effect.

Continuing to use the Services after a change takes effect means you accept the revised Terms. If you do not accept them, stop using the Services and contact us about cancelling any active subscription.

Questions about these Terms, a purchase, or a refund request:

• Email — [[email protected]]
• Legal notices — [[email protected]]
• Postal — [Demark Davis Holdings LLC, Street, City, State ZIP, USA]